Traveling is exciting, but unexpected medical emergencies can be costly if you’re not covered. Travel medical insurance ensures you have access to medical care abroad, filling the gap left by most domestic health insurance plans.

Many assume regular travel insurance includes medical coverage, but that’s not often the case. It primarily covers trip cancellations, lost luggage, and delays. Travel medical insurance, on the other hand, focuses on medical expenses, hospital visits, and emergency evacuations.

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