Travel insurance has become an essential consideration for travelers in 2025. With the average international trip cost rising significantly, protecting your travel investment is more important than ever.

Understanding Travel Insurance

Travel insurance policies vary, but they generally offer coverage in key areas:

  • Trip Cancellation and Interruption: This coverage reimburses non-refundable expenses if you need to cancel or cut short your trip due to unforeseen events. Given the unpredictability of global events, this protection is invaluable.
  • Baggage and Personal Belongings: Coverage for lost, stolen, or damaged luggage and personal items. While airlines may offer some compensation, it often falls short of actual losses.
  • Travel Delays: Provides reimbursement for expenses incurred due to significant travel delays, including accommodations, meals, and alternative transportation.

Travel Insurance vs. Travel Medical Insurance

It’s important to distinguish between travel insurance and travel medical insurance. While travel insurance focuses on trip-related protections such as cancellations, delays, and baggage loss, travel medical insurance covers medical-related expenses abroad, including emergency treatment and medical evacuation. If you require coverage for unexpected medical costs while traveling, travel medical insurance is essential.

For a detailed explanation, see What Is Travel Medical Insurance & Why You Need It.

Planning Ahead

As you prepare for your trip, securing the right travel documents is just as important as getting insurance. Many international destinations require travelers to have a valid passport with at least six months of validity remaining. If your passport is nearing expiration or you need a new one quickly, RushMyPassport offers expedited passport services to ensure you’re ready to travel without delays.

Additionally, some destinations require a travel visa before entry. Navigating visa requirements can be complicated, but RushMyPassport simplifies the process by helping travelers obtain necessary travel visas efficiently.